In a ruling on account fees, the Federal Court of Justice has clearly ruled in favor of customers. Banks that introduce or increase fees if customers do not object to the general terms and conditions are acting unlawfully. The decisive factor is which fees were contractually agreed when the account was opened. Any subsequent increase without express consent is invalid. Customers can therefore reclaim fees retroactively back to 2018.
With our free sample letters to your bank, this is now very easy.
If you do not yet know the exact amount, first request the account opening agreement in a straightforward manner using the "Sample letter claiming information". Once your bank has provided you with information, the second step is to claim the amount to be refunded using the "Sample letter for claiming back bank charges".
>> Hier klicken für das kostenlose Musterschreiben-Auskunftsanspruch <<
If you have already determined the amount to be reclaimed, use the sample letter "Reclaiming bank charges" directly.
>> Hier klicken für das kostenlose Musterschreiben-Rueckforderung-von-Bankgebuehren<<
Simply download, fill in and send. If you still need help, we are here for you!
Note on this sample: The form must be adapted to the individual case. The fields to be completed by you are marked with [brackets]. In case of doubt, please ask a lawyer at Rotwang Law Rechtsanwälte.
The first contact, including an initial consultation, is non-binding and free of charge for you. https://rotwang-law.de/kontakt/
